6 Reasons to consider an appraisal from All State Appraisal Partners, Inc.Thousands of people in North Carolina purchase, sell or refinance their home each month. Many of these transactions have a simple line item for an appraisal. And even though there are a growing number of automated home valuation methods that may seem more prudent than an appraisal, practically all lenders still call in a local expert because the stakes are so high. You might think that securing a mortgage is the only reason you should get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional could come in handy. 
Contest your tax assessmentIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from All State Appraisal Partners, Inc. is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment. PMI removal to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask home buyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the property. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. All State Appraisal Partners, Inc. can produce a statement regarding the value of your home, and the cost of the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI. Order your appraisal from All State Appraisal Partners, Inc. today Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be an especially traumatic event for both parties, and it is often even more complicated by the difficult decision of who maintains the home. Regardless of the situation, it's a good idea to order an appraisal from All State Appraisal Partners, Inc. so both parties are completely aware of the true market value of their house. The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Move to or from Iredell County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide input on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered. Close on your home promptly — at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal report. On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesare on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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